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Every Day 08:00am-05:30pm EST
You don't need to leave your home to get a payday loan. Skip driving to a payday loan store and waiting in a long time.
Instead of you talking to multiple payday loan lenders by filling out several online forms, we help you do the searching with one simple form.
You will be redirected to lender's website where loan terms will be presented.
When problems hit you in the back unexpectedly, there is no need to panic as we always have your back. When you need urgent financial help, no minute should be wasted on sophisticated application forms or heaps of papers. Take a few minutes to submit a request for a loan from the comfort of your own house and get the desired sum deposited to your account on the very next day.
We do care about your choice
Got questions? Feel free to contact our customer support service: we'll gladly assist you with any inquires. The working hours are as follows: Monday - Thursday: 8:30am - 4pm PST (11:30am - 7pm EST) Fridays: 10am - 3:30pm PST (1pm - 6:30pm EST) If you are looking to have the desired amount credited to your account on the very next day, please, submit an application before 3:00 PST
Implications of Non Payment - Thorough Customer Assistance
At Loanshelp.org we don't practice tough collection methods - our staff is grinding away to arrange payment schedules that take into account hard financial times. Thus, we offer a number of options for delinquent balances, and in such cases seamless communication is the only requirement. We ask our customers to get in touch with us as soon as possible if they realize that a delay in repaying a loan is possible. Unfortunately, we have no other option but to report on the unrequited loans to the credit institutions if we receive no update within 90 days. In this case legal the procedure of retrieving payment typically implies taking legal actions that almost inevitably impact the credit score. If you return an unpaid payment, an extra fee of $15 is charged; in case of multiple returns, an additional fee would be charged the appropriate number of times. The fact should be underlined that we don't practice increasing the interest rate in case the loan runs default.
At Loanshelp.org we understand that resolving unexpected problems may be an extremely complicated mission. Therefore, if you have no chance to repay your loan within the agreed terms, you may choose one of the two options described below. 1. Extending the repayment due date; in this case you will be subjected to cover the fees agreed on the initial due date. An opportunity to shift to another due date within the period of 30 days from the previous one will be granted. 2. Extending the repayment due date and taking advantage of buy down option, which enables you to cover the fees and the extra amount applied towards the principle loan balance. Extension fee as well as the buy down sum shall be due on the initial due date. An opportunity to pick up a new due date within the next 30 days period will be granted (on expiration, the lower principle balance would be subjected to additional fees). The renewal options mentioned are not activated automatically, however, activating any of the renewal methods demands as little as a couple of minutes. Submit an extension request online before 3:00pm PST time (6:00pm EST) prior to the agreed due date indicated in the contract.
We do our best to offer the most competitive loan fees: thus, we charge a flat amount of $15.00 per $100 of loan
A reputable lender providing fair payday loan services
Loanshelp.org provides savvy short-term financial backup to help you overcome the temporary financial issues. Since payday loans are not designed for long-term periods, we notify our customers and offer seeking alternative solutions in case a significant amount of money for a relatively long period of time is required. Even though that payday loan services are criticized on a constant basis, understanding APR calculation is absolutely crucial - lenders take considerable risks and work with extremely short periods of time. We stick to responsible lending model and put any effort to make our services as transparent as possible: do not hesitate to contact us in case you don't fully understand how your loan fees are calculated. Our fee per each $100 of loan is $15.00. Thus, if you borrow $200 for the period of 15 days, the fee of $30 would be applied, meaning that a total repayment amount will equal $230, so the representative APR rate is 392.00%.
Lending a helping hand
We invest considerable amounts in keeping a truly professional in-house staff. Whether you have loan related questions, considering an option of obtaining a Payday loans , but have concerns - feel free to contact us and our reps will consult you free of charge.